WILLS


Adrian01Hello, My name is Adrian Chambers and I’m a solicitor with Law for Life. Welcome to our web pages relating to Wills. Making a will is one of those things that we know we should do but rarely get around to actually sorting out. We can help you make the will you want, using our on-line documents, quickly, easily and at low cost.

If you need legal help and advice about making a will then please call us on 0800 3 10 11 12 for a FREE no obligation chat and we can arrange for one of our specialist solicitors to help and sort it all out for you.

Try Us! I’m sure we can help.

HOW CAN WE HELP? YOUR QUESTIONS ANSWERED


DO I NEED A WILL?  You might think that all will be taken care of when you die, but it is important to make provisions while you still can.  Have a look at our page to see all the reasons why you should think about having a will no matter your age or personal circumstances.

HOW TO CREATE A WILL If you make a will, you can decide what happens to your property and possessions after your death. Although you do not have to make one by law, it is the best way to ensure your estate is passed on to family and friends exactly as you wish. If you do not make a will, your assets may be distributed according to the law rather than by your wishes.

HOW TO SIGN A WILL It is very important that you comply fully with the rules relating to signing a will otherwise the will might not be legally valid and your intentions given within your will may not be observed upon your death.

LIVING WITH SOMEONE AND WANT TO MAKE A WILL? If you have a partner and you are living together as common law husband and wife but you are not married then your partner will not automatically receive anything from your estate.

SINGLE AND WANT TO MAKE A WILL? If you are currently single there are many good reasons for you to make a will. If you make a will you can decide what happens to your property and possessions after your death. Although you do not have to make one by law, it is the best way to make sure your estate is passed on to family and friends exactly as you wish. If you die without a will, your assets may be distributed according to the law rather than by your wishes.

I WANT TO CANCEL AND REVOKE MY WILL There are various ways of revoking your will. Please use this page for further information.

I WANT TO CHANGE MY WILL If you want to make small changes to your will then you can make a legal document called a Codicil. A Codicil is an additional document to your will that makes small changes and modifications to your will but does not revoke your will.

I WANT TO MAKE A LETTER OF WISHES A Letter of Wishes is a document that is created by a person making a will to provide his / her executors and / or trustees information and guidance as to how he/she would like them to exercise their powers under the will.

I WANT TO MAKE A LIVING WILL A Living Will is a document that enables you to state in advance that in certain circumstances you would not wish to receive certain specified medical treatments including treatments that might save your life.

I WANT TO MAKE A MARRIED COUPLE WILL Many married couples believe they do not need to have to make a will as they assume everything will pass to their spouse however this assumption is wrong! There are circumstances when not everything will pass to the surviving spouse.

WHAT HAPPENS IF YOU HAVEN’T MADE A WILL? If a person dies without making a will, their estate will be intestate and the rules of intestacy apply as to how assets will be distributed. The rules are quite complicated and can be completely avoided if a will is made.

INHERITANCE TAX Inheritance Tax is covered by the Inheritance Tax Act 1984. It is effectively a death tax payable on peoples’ estates. There are a number of things that can be done to try and reduce, and hopefully avoid, the payment of inheritance tax. However, it is quite a complicated area of law and needs some careful planning.

WHAT ARE DISCRETIONARY TRUSTS? When you make a will, it is useful to consider whether setting up and using a Trust in a will can provide benefits either to protect vulnerable dependants, save tax or to avoid paying residential care fees. A Discretionary Trust means that the trustee of the will has the discretion to give or deny the beneficiary some benefits given under the Trust.

WHAT IS A WILL LIFE INTEREST The setting up of a Life Interest Trust in a will can be a useful way of protecting assets. The most common way would be to make a will which includes a Life Interest Trust specifically in relation to your home or property. This usually enables you to give your half share of your home to your children whilst still allowing your spouse to reside in the property rent free for the rest of their life.

WHAT IS THE PROCEDURE FOR MAKING A WILL?

  • WE TAKE INSTRUCTIONS FROM YOU – You can make a will by either completing an on-line form or over the telephone.
  • WE DRAFT THE WILL - Based upon your expressed wishes given to us in your instructions.
  • WE REVIEW YOUR WILL - To ensure and clarify that we have understood your instructions
  • WE ARRANGE FOR YOU TO SIGN YOUR WILL - We will instruct you on how to validly sign your will.
  • YOU OR WE CAN THEN SAFELY STORE YOUR WILL – We can store your will for a small annual fixed fee in our secure storage.