WHAT ARE DAMAGES?


Adam Cresswell

Hi, I’m Adam Cresswell. I am an Accident Compensation Claim Legal Specialist. If you have had an accident then please call me to have a Free No Obligation Chat. I work on a No Win No Fee Basis so it will not cost you a penny to make a claim. I will work hard and fight for you to make sure that your claim is successful and see that you get the maximum amount of compensation that you are entitled to.

Please call me to have a free, no obligation chat about any Accident Claims on 0800 3 10 11 12 or contact us.

WHAT ARE DAMAGES?


There are two main types of compensation or damages that can be claimed. These are General Damages and Special Damages. General Damages cover compensation for pain and suffering. Special Damages cover financial losses such as loss of earnings, painkillers and prescriptions, travel costs and care costs. If you require any information about damages then call us free today!

GENERAL DAMAGES


General Damages cover compensation for your pain and suffering. We will discuss all these matters in detail with you but General Damages can include the following areas: –

  • Physical Injuries
  • Psychological Injuries
  • Loss of Amenity
  • Disability on the Employment Market

PHYSICAL INJURIES


Physical Injuries includes pain and suffering such as cuts, bruises, broken bones, strains causing stiffness or aching, neurological problems due to damage to nerves. If you have suffered any of these as a result of an accident that was not your fault then you may be able to claim damages.

PSYCHOLOGICAL INJURIES


Psychological Injuries usually cover a clinically definable injury such as post traumatic stress disorder. You usually cannot recover damages for simple shaking up, fear or anxiety unless you have suffered in addition physical injury. If you have suffered any of these as a result of an accident that was not your fault then you may be able to claim damages.

LOSS OF AMENITY


Loss of Amenity usually means that your injury has prevented you from pursuing your normal activities such as housework, sports, hobbies, leisure pursuits, domestic work, loss of holiday enjoyment, and of course, your sex life. If you have suffered any of these as a result of an accident that was not your fault then you may be able to claim damages.

DISABILITY ON THE EMPLOYMENT MARKET


Disability on the employment market  means that because of your injury, you might find it difficult to obtain employment on the labour market in the future if you were to be compared with someone with similar qualifications and experience but without your injury. You may have been passed over promotion because of your injuries or you have to find another job. You may have lost employment protection rights and therefore will not have protection from unfair dismissal or any right of compensation for redundancy for the first year. If you have suffered any of these as a result of an accident that was not your fault then you may be able to claim damages.

SPECIAL DAMAGES


Special Damages cover financial losses such as travel costs, prescriptions, loss of earnings etc. up to the date of trial. It is important that you keep precise details of Special Damages including receipts and any other relevant paperwork.

PAST LOSS OF EARNINGS


These include any other losses resulting from the accident such as loss of overtime, bonuses, commission, pension contributions, holiday pay etc. If you have suffered any of these as a result of an accident that was not your fault then you may be able to claim damages.

TRAVEL EXPENSES


These include travel costs to hospital, to see your doctor, for physiotherapy, seeing your Solicitors and any other travel costs that you had to make because of the accident. If you have suffered any of these as a result of an accident that was not your fault then you may be able to claim damages.

DAMAGE TO CLOTHING


Damage to clothing includes whether your clothing just needs dry cleaning or repair, or if it is ripped or damaged beyond repair. If you have suffered any of these as a result of an accident that was not your fault then you may be able to claim damages.

PAINKILLERS AND PRESCRIPTIONS


Painkillers and prescriptions include costs of medicines and indeed any other medical treatment that you required. If you have suffered any of these as a result of an accident that was not your fault then you may be able to claim damages.

CARE AND ATTENDANCE COSTS


Care and Attendance costs cover the costs of people looking after you and caring for you and carrying out certain household tasks such as cooking, cleaning, washing, shopping, ironing and so on, due to the accident/injuries. If you have suffered any of these as a result of an accident that was not your fault then you may be able to claim damages.

ADDITIONAL HOME COSTS


Additional home costs includes extra gas and electricity for heating and lighting your home whilst off work. If you have suffered any of these as a result of an accident that was not your fault then you may be able to claim damages.

DIY AND MAINTENANCE COSTS

If your injuries restrict and possibly prevent you from carrying out certain tasks such as DIY, gardening and decorating. You may need assistance from somebody else and if so you can claim for the time spent by other people helping you with these sort of tasks. If you have suffered any of these as a result of an accident that was not your fault then you may be able to claim damages.

FUTURE LOSS OF EARNINGS

Future loss of earnings can be claimed where you have still not returned to work or where you have had to take a job at a lower pay at the time that the case is settled or when the case comes to Court. If you have suffered any of these as a result of an accident that was not your fault then you may be able to claim damages.

FUTURE CARE COSTS

Future care costs include if you need to be looked after on a more permanent basis in the future. If you have suffered any of these as a result of an accident that was not your fault then you may be able to claim damages.

PURCHASE OF SPECIAL EQUIPMENT

Sometimes you may have to purchase special equipment and other similar items such as special pillows or beds. If you have suffered any of these as a result of an accident that was not your fault then you may be able to claim damages.

SPECIAL HOUSING COSTS OR NEEDS


Special housing costs can be claimed if you are seriously disabled, and require maybe a stair lift or to extend or re-arrange your house to make it easier for you to cope with your disability. If you have suffered any of these as a result of an accident that was not your fault then you may be able to claim damages.

FREQUENTLY ASKED QUESTIONS


 WILL MAKING A CLAIM COST ME ANYTHING? – No. We work on a “No Win No Fee” arrangement and also you keep 100% of your compensation with no deductions ever arrangement.

 HOW LONG WILL A CLAIM TAKE? - This can be difficult to estimate and depends on the type of claim you make, what the accident circumstances are, what sort of injuries you have suffered. Generally it can take between 6 -12 months for most claims and up to 2 years if the claim is difficult or contested.

 HOW MUCH COMPENSATION WILL I RECEIVE? – This depends on the type of injuries that you have received. Call us and we will give you a rough idea of what your claim might be worth.

 WILL I HAVE TO GO TO COURT? – Probably not. Only around 2% of cases actually end up in a court appearance. The vast majority are settled by negotiations without the court getting involved.

 ANY OTHER QUESTIONS? – Please call us for a Free No Obligation Chat on 0800 3 10 11 12.

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